Small Business Training
The Micro-Enterprise Program is coordinated by the City of Fulton Community Development Agency, City of Oswego Community Development Office, SUNY Oswego Office of Business and Community Relations (OBCR) and Operation Oswego County to provide guidance and support to people interested in starting or expanding a small business.
The program provides a 24-hour small-business training program that covers such topics as how to write a business plan, how to obtain financing, accounting and tax issues, business insurance, legalities, marketing, and other basic business start-up issues.
Graduates of the program are eligible to apply for up to $25,000 in low-interest financing to expand or start their business in Oswego County.
Tuition for the program is $200 and includes all materials. Scholarships are available for households within low to moderate income guidelines as established by U.S. Department of Housing and Urban Development.
Introduction to Small Business Ownership
- Meet the class participants and learn about one of the best ways to meet new customers
- Meet and listen to current small business owners as they share their insights on owning and operating a small business
- Learn the basic steps of small business start-up and the resources available
Business Planning and Financing
- Introduction to the written business plan and how to start writing your own plan
- Learn how to go about obtaining funds from a bank
- Learn how to check your credit history and how to address any related credit problems
- Learn about the use of business insurance as one aspect of risk management for your business
Financial Statements and Accounting
- Learn how to do a cash flow statement for your business
- Find out what taxes you will be required to pay, when and how to pay them
- Learn how to keep track of simple financial records and how to keep books for your business, as well as how this relates to your important tax information
- Find out how to identify your market, how to advertise to that market, and how to retain customers
- Learn about sole proprietorships/corporations, LLCs and partnerships
- Learn how to avoid potential legal problems in your business
- Below-prime rate loans are available to graduates
- Download Micro Enterprise Program application
For more information, or to register for a class, call 312-3493.